Whether you are building a consumer remittance app, B2B payment rails, or cross-border payout service, Rampnow provides the liquidity, conversion, and settlement infrastructure needed to move money across borders efficiently. This model is ideal for remittance operators, neo-banks, fintech apps, diaspora-focused products, and Web3 platforms needing reliable cross-border payout rails.
You fund transfers in crypto (USDC, USDT) and Rampnow handles FX, payout routing, compliance, and settlement in destination fiat currencies.
Why Companies Use Rampnow for Remittances
Fast Delivery
Most corridors settle instantly or same day using local rails.
Crypto-Funded Liquidity
Senders fund transfers with crypto, dramatically reducing costs and delays.
Local Bank Delivery
Funds arrive directly in the receiver’s local bank account.
Optimised FX
Rampnow automatically delivers the best conversion rate per corridor.
High-Volume Ready
Supports enterprise-volume remittance flows across multiple regions.
Built-In Compliance
AML, sanctions, risk monitoring, and reporting handled by Rampnow.
Supported Remittance Corridors
More corridors are added continuously based on regulatory approval and liquidity.
EU → India (INR)
IMPS
Fastest retail remittance corridor
EU → Philippines (PHP)
Bank accounts + e-wallets
EU → Indonesia (IDR)
Local domestic rails
For both consumer and SME payouts
For both consumer and SME payouts
EU → Europe (EUR)
SEPA Credit
Ideal for intra-EU transfers
Ideal for intra-EU transfers
EU → UK (GBP)
Faster Payments (FPS)
EU → Global USD
Selected regions via ACH,SWIFT
Remittance Flow
1. Sender Funds Transfer With Crypto
The remittance application collects the amount from the sender in USDC, USDT, ETH or another supported asset.
Funds are sent to the designated Rampnow funding address.
After blockchain confirmation, the amount becomes available for payout.
Funds are sent to the designated Rampnow funding address.
After blockchain confirmation, the amount becomes available for payout.
2. Enter Recipient Details
Receivers can be individuals or businesses. Typical details include:
- Name
- Bank account / UPI ID / e-wallet
- Country
- Optional reference or message
3. FX Quote & Conversion
Rampnow automatically calculates:
- FX conversion
- Corridor-specific fees
- Real-time liquidity availability
- ETA for delivery
4. Domestic Payout Execution
Funds are delivered through the fastest available rail:
- IMPS (INR)
- Bank + e-wallets (PHP)
- Domestic Indonesian rails (IDR)
- SEPA (EUR)
- FPS (GBP)
- SWIFT (USD)
5. Delivery Confirmation
Rampnow provides:
- Payout status
- Timestamp
- Reference number
- Bank or UPI confirmation
- Reversal/failure handling
6. Reconciliation & Reporting
You receive a full breakdown for each batch or transaction:
- Crypto debited
- Fiat delivered
- FX used
- Fees
- Compliance logs
Benefits for Remittance Providers
Lower Costs
Avoid SWIFT charges and minimise banking overhead.
Instant Cross-Border Liquidity
Send and settle funds much faster than legacy rails.
Regulatory-Ready
Complete AML screening, sanctions checks, and KYB/KYC where required.
Designed for Global Scale
Supports millions of monthly users with predictable settlement flows.
White-Label Ready
Remittance providers can offer fully branded experiences.
Corridor Performance Expectations
| Corridor | Typical Speed | Rail | Notes |
|---|---|---|---|
| EU → INR | Instant – 5 mins | IMPS | Best suited for retail remittances |
| EU → PHP | Instant – 1 hour | Bank + e-wallets | E-wallets often settle fastest |
| EU → IDR | Same day | Domestic rails | Business and SME payouts supported |
| EU → EU (EUR) | Instant | SEPA Instant | Includes 36 EU/EEA countries |
| EU → UK (GBP) | Instant | FPS | Retail + business corridors |
| EU → USD | 1–2 days | SWIFT | Based on jurisdiction |
Ideal Use Cases
Consumer Remittance Apps
Enable diaspora users to send money home instantly using crypto.
SME Cross-Border Payments
Businesses can fund global supplier or partner payments using digital assets.
Exchange Offramp
Exchanges can offer fiat withdrawal to local rails using crypto-backed liquidity.
DAO Community Remittances
DAOs can deliver community stipends and grants in local fiat currencies.