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Rampnow enables organisations to pay employees worldwide using crypto as the settlement currency.
Instead of relying on complex banking networks, expensive SWIFT transfers, or multiple providers, you fund payroll with crypto, and Rampnow distributes salary payouts locally in EUR, INR, PHP, IDR, GBP, USD and more.
This workflow is ideal for Web3 companies, DAOs, remote-first teams, and global employers who need predictable payroll operations with minimal overhead.
Employees always receive funds in local fiat—not crypto.
Rampnow handles FX conversion, routing, compliance, and settlement.

Why Companies Use Rampnow for Payroll

Global Coverage

Pay employees across Europe, India, Philippines, Indonesia, the UK and more.

Crypto-Funded Payroll

Fund your payroll in USDC, USDT, ETH, PLS or other supported assets.

Local Salary Delivery

Payouts via SEPA, UPI, local rails, FPS and other domestic methods.

FX & Routing Automation

Smart routing ensures the best conversion rate for each corridor.

Compliance Included

KYC/KYB, AML monitoring, sanctions checks, and reporting handled by Rampnow.

High-Volume Support

Handles large workforce payouts across multiple countries.

Supported Payroll Currencies

EUR – Europe

Salary payout via SEPA
Instant & Next-Day options

INR – India

UPI / IMPS / NEFT
Ideal for large employee pools

PHP – Philippines

Bank accounts + e-wallets (GCash, Maya)

IDR – Indonesia

Local Indonesian domestic rails

GBP – UK

Faster Payments (FPS)

USD – Selected regions

ACH, SWIFT payout corridors
Availability varies depending on compliance requirements and corridor restrictions.

Payroll Flow

1. Add Employees

Create and maintain employee profiles, including:
  • Full name
  • Country of residence
  • Bank details
  • Salary amount
Employees undergo required compliance checks where applicable.

2. Prepare Monthly Payroll

Upload payroll API data salaries for the month.API Payroll processing supports:
  • salary payouts
  • Multi-currency payroll
  • Country-specific payout routing

3. Fund Payroll Using Crypto

You send crypto to the designated Rampnow funding address.
Supported assets include:
  • USDC
  • USDT
Funds are credited after blockchain confirmation and matched to the payroll batch.

4. FX Conversion & Smart Routing

The Liquidity Engine converts crypto → fiat and routes each employee’s salary according to:
  • Country
  • Currency
  • Bank rail availability
  • FX optimisation
  • Settlement timelines

5. Salary Distribution

Employees receive payouts through the fastest available local rails:
  • SEPA for EUR
  • IMPS for INR
  • Bank transfers & wallets for PHP
  • Domestic rails for IDR
  • FPS for GBP
  • ACH, SWIFT for eligible USD routes
Real-time status is available through the dashboard or webhook notifications.

6. Payroll Reconciliation

After payouts complete, you receive:
  • Payroll summary
  • FX rate sheet
  • payout receipts
  • Crypto → fiat breakdown
  • Returned/failed payout notifications

Payroll Features

Global Workforce Ready

Supports fully distributed teams across multiple continents.

Recurring Batches

Automate recurring monthly payroll or custom schedules.

Predictable Costs

Transparent FX and payout fees ensure stable payroll planning.

Compliance & Reporting

Includes AML screening, sanctions checks, KYC/KYB where required, and transaction monitoring.

Best Practices

Use structured references (e.g. salary-MM-YYYY) for clean reconciliation.
Group employees by corridor (EUR / INR / PHP) to simplify batch visibility.
Rampnow executes payroll payments but does not handle employment tax withholding or filings. Employers must meet local employment tax obligations.

Related Pages

Questions?