Instead of relying on complex banking networks, expensive SWIFT transfers, or multiple providers, you fund payroll with crypto, and Rampnow distributes salary payouts locally in EUR, INR, PHP, IDR, GBP, USD and more. This workflow is ideal for Web3 companies, DAOs, remote-first teams, and global employers who need predictable payroll operations with minimal overhead.
Employees always receive funds in local fiat—not crypto.
Rampnow handles FX conversion, routing, compliance, and settlement.
Rampnow handles FX conversion, routing, compliance, and settlement.
Why Companies Use Rampnow for Payroll
Global Coverage
Pay employees across Europe, India, Philippines, Indonesia, the UK and more.
Crypto-Funded Payroll
Fund your payroll in USDC, USDT, ETH, PLS or other supported assets.
Local Salary Delivery
Payouts via SEPA, UPI, local rails, FPS and other domestic methods.
FX & Routing Automation
Smart routing ensures the best conversion rate for each corridor.
Compliance Included
KYC/KYB, AML monitoring, sanctions checks, and reporting handled by Rampnow.
High-Volume Support
Handles large workforce payouts across multiple countries.
Supported Payroll Currencies
EUR – Europe
Salary payout via SEPA
Instant & Next-Day options
Instant & Next-Day options
INR – India
UPI / IMPS / NEFT
Ideal for large employee pools
Ideal for large employee pools
PHP – Philippines
Bank accounts + e-wallets (GCash, Maya)
IDR – Indonesia
Local Indonesian domestic rails
GBP – UK
Faster Payments (FPS)
USD – Selected regions
ACH, SWIFT payout corridors
Availability varies depending on compliance requirements and corridor restrictions.
Payroll Flow
1. Add Employees
Create and maintain employee profiles, including:
- Full name
- Country of residence
- Bank details
- Salary amount
2. Prepare Monthly Payroll
Upload payroll API data salaries for the month.API Payroll processing supports:
- salary payouts
- Multi-currency payroll
- Country-specific payout routing
3. Fund Payroll Using Crypto
You send crypto to the designated Rampnow funding address.
Supported assets include:
Supported assets include:
- USDC
- USDT
4. FX Conversion & Smart Routing
The Liquidity Engine converts crypto → fiat and routes each employee’s salary according to:
- Country
- Currency
- Bank rail availability
- FX optimisation
- Settlement timelines
5. Salary Distribution
Employees receive payouts through the fastest available local rails:
- SEPA for EUR
- IMPS for INR
- Bank transfers & wallets for PHP
- Domestic rails for IDR
- FPS for GBP
- ACH, SWIFT for eligible USD routes
6. Payroll Reconciliation
After payouts complete, you receive:
- Payroll summary
- FX rate sheet
- payout receipts
- Crypto → fiat breakdown
- Returned/failed payout notifications
Payroll Features
Global Workforce Ready
Supports fully distributed teams across multiple continents.
Recurring Batches
Automate recurring monthly payroll or custom schedules.
Predictable Costs
Transparent FX and payout fees ensure stable payroll planning.
Compliance & Reporting
Includes AML screening, sanctions checks, KYC/KYB where required, and transaction monitoring.
Best Practices
Related Pages
Vendor Payments
Pay contractors and suppliers globally
Remittances
Build global remittance products using crypto funding
FX Routing
Understand conversion and liquidity routing
Settlement
Learn how settlement and reconciliation works