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Rampnow enables businesses to receive crypto and pay out fiat globally—including EUR, GBP, USD, INR, PHP, IDR, and more.
Whether you’re running payroll, contractor payments, vendor settlement, or customer remittances, Rampnow provides a unified, compliant, and automated payout infrastructure.
This module reverses the typical offramp flow:
You send crypto → Rampnow converts → Recipients receive fiat in their local bank accounts.

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Why Use Rampnow for Payouts?

Global Coverage

Payouts to Europe, India, Southeast Asia, and many other regions

Crypto In, Fiat Out

Accept USDC/USDT and pay out in local fiat

Automated FX Routing

Intelligent conversion routing for the best execution rate

Compliance Included

KYC/KYB, AML screening, transaction monitoring, and sanctions controls handled by Rampnow

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Supported Use Cases

Pay employees globally by funding your payroll with crypto and paying out in EUR, INR, PHP, IDR, and more.Ideal for:
  • Web3 companies with remote teams
  • Global employers
  • DAOs paying contributors
Batch payouts supported for large workforce operations.

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How It Works — End-to-End Payment Flow

1. Create a Beneficiary

API supports recipient creation (Add Beneficiary) with:
  • Name
  • Country
  • Provoide wallet data
    • Bank details for Fiat Payout
    • Crypto wallet details for Crypto payout
  • Purpose of payment
  • Optional metadata (employee ID, invoice ID…)
  • KYC data
Rampnow automatically performs KYB/KYC checks depending on corridor.

2. Fund the Payout in Crypto

You send crypto to a Rampnow-provided deposit address:
  • USDC / USDT
Funds are credited after 1–2 confirmations depending on chain.

3. FX Conversion & Routing

Rampnow converts your stables to the requested fiat currency using:
  • Liquidity routing across CEX/DEX local partners
  • Automated best-execution FX
  • Corridor-specific liquidity providers

4. Execute Payout

Funds are sent to recipients via:
  • SEPA (EUR)
  • IMPS (INR)
  • GCash / Bank Transfer (PHP)
  • Local bank rails (IDR)
  • SWIFT (USD, GBP in selected cases)
Payouts can be single or batch-processed.

5. Reporting & Reconciliation

Retrieve payout reports via:
  • API
  • Dashboard export
  • Webhooks for completed / failed / reversed payouts

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Supported Fiat Currencies for Payouts

EUR

Bank payout via SEPA
Instant & Next-Day settlement

INR

IMPS High-speed domestic clearing

PHP

Bank transfers & e-wallet payouts

IDR

Local Indonesian bank rails
Domestic clearing system

GBP

Faster Payments (FPS)

USD

SWIFT payout corridors
Corridor availability depends on Local partner onboarding, compliance requirements, bank partner availability, and liquidity conditions.