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AML Screening

Rampnow applies comprehensive AML screening across all customer and transaction touchpoints. These controls ensure compliance with EU AMLD6, Polish VASP requirements, and global FATF guidance.
AML checks are applied before funds are accepted, before crypto is delivered, and before any payout is executed.

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Screening Layers

1

Customer Identity Screening

All customers are screened using:
  • Global sanctions lists
  • PEP (Politically Exposed Person) registers
  • Law enforcement and adverse media sources
  • Watchlists from international regulatory bodies
2

Wallet Risk Assessment

Blockchain addresses are analyzed through Scorechain, including:
  • Source of funds tracing
  • Exposure to high-risk entities
  • Interaction with mixers, darknet, scams
  • Wallet behavioural risk scoring
3

Transaction Monitoring

Every transaction is monitored for:
  • Velocity anomalies
  • Unusual asset pairs
  • High-risk jurisdictions
  • Structuring or smurfing behaviour

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Screening Outcomes

  • Pass → Transaction continues normally
  • Review → Held for manual compliance review
  • Reject → Customer or asset prohibited
  • Report → SAR/STR filed with authorities (where required)

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Ongoing Monitoring

Compliance checks occur on every new transaction, not just at onboarding.
Rampnow continuously monitors:
  • Updated sanctions and PEP databases
  • Wallet activity over time
  • Beneficiary accounts in payout flows
This ensures full lifecycle AML compliance across all products (onramp, offramp, payouts, remittances, payroll, treasury).