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Rampnow’s offramp lets your users convert digital assets into fiat and withdraw funds directly to their bank accounts or supported payout methods. Built for wallets, exchanges, dApps, remittance platforms and fintechs that need reliable blockchain → fiat flows with full compliance and predictable settlement.
The offramp runs on the same unified infrastructure as the onramp, with transparent pricing, regional payout coverage and institutional-grade compliance.

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Why use Rampnow for offramps?

Global payout coverage

  • Payouts to bank accounts and local rails in key corridors
  • Support for EUR, GBP, USD, INR and additional local currencies
  • SEPA, Faster Payments, local bank rails and mobile money

Strong compliance

  • KYC / KYB for users and businesses
  • AML and sanctions screening
  • Travel Rule support
  • Transaction monitoring and risk-based limits

Unified API

  • Same integration surface as onramp
  • Consistent order lifecycle, webhooks and status events
  • Automatic routing to best liquidity and payout rail

Operational reliability

  • Deterministic quotes with clear fees and FX
  • Configurable limits per user, method and corridor
  • Reconciliation support for finance teams

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Core capabilities

1

Quote & eligibility checks

Before a sell order is created, Rampnow validates the requested asset and chain, checks corridor availability and returns:
  • Fiat amount
  • Fees and FX
  • Estimated delivery time
  • Applicable limits
This helps you show users exactly what they will receive before initiating the transfer.
2

Asset collection

Rampnow supports two main models:User-initiated transfer: User sends assets from their wallet to a Rampnow-provided address.Platform-initiated transfer: Partner sends assets from custody/omnibus wallet after user confirmation.Each order is tied to a unique reference for deterministic matching and reconciliation.
3

FX & treasury routing

Once assets are received and confirmed on-chain, Rampnow:
  • Converts assets into target fiat currency using connected liquidity
  • Routes funds to the correct payout rail (SEPA, FPS, local bank, etc.)
  • Applies risk-based checks and velocity limits
4

Fiat payout

Users receive fiat via:
  • Bank transfer (SEPA, Faster Payments, local rails)
  • Local payout systems (UPI/IMPS in India, PIX in Brazil, others where enabled)
  • Card payouts or mobile money (where available)
Each payout includes clear status updates: pending, processing, completed, failed/returned.
5

Reporting & reconciliation

Rampnow provides:
  • Order-level records (asset, chain, user, fiat, fees)
  • Payout references and bank trace IDs
  • Exportable data for accounting and tax reporting
  • Webhooks for real-time status updates

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Typical use cases

Let users cash out to their bank with minimal friction.
Pay out balances earned on-chain in fiat to bank accounts.
Move operational balances from digital assets into fiat payroll rails via Make Payments module.
Combine onramp + blockchain + offramp to power corridor-based remittance products.

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Developer experience

The offramp is exposed through:
  • The same order/quote APIs as onramp
  • Webhooks for order and payout status
  • Clear error codes and lifecycle states
Fastest to implement with pre-built UI components.

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What’s next?