Rampnow provides a unified reporting framework so partners can track payout funding, FX conversion, settlement status and reconciliation across all corridors (INR, USD, EUR, PHP, IDR).
All payouts are funded in USDC or USDT, with fiat settlement performed through local payout rails.

You receive reporting across three dimensions:
(1) Funding → (2) FX Conversion → (3) Settlement.
Each transfer order maintains full traceability through reference, walletUid and traceId.

Settlement Flow Overview

1. Stablecoin Funding Received

After a transfer order is created, Rampnow detects the incoming USDC/USDT transaction on the specified chain.
Funding details logged:

Sender address
Network
Transaction hash
Confirmed amount

2. FX Conversion Logged

Rampnow converts crypto → fiat based on the live corridor FX routing engine.
Stored reporting fields:

FX rate applied
Spread (if applicable)
Converted fiat amount
Timestamp

3. Payout Execution

Rampnow triggers the fiat payout (IMPS, ACH, SEPA, SWIFT, PHP/IDR rails).
Settlement logs include:

Payout reference
Bank transaction ID (if available)
Beneficiary details
Rail used
Estimated arrival time

4. Completion & Reconciliation

Final state of the payout is recorded and available via API & webhook:

completed
failed
processing
reversed (rare cases)

What You Can Track

Funding Reports

Funding-level fields include:

Field	Description
`cryptoTxnInfo.amount`	Amount of USDC/USDT received
`cryptoTxnInfo.chain`	Network used for funding
`cryptoTxnInfo.transactionHash`	On-chain hash
`cryptoTxnInfo.status`	Confirmations status
`expiry`	Funding deadline for the order

FX Conversion Logs

Every payout records the FX routing details:

Field	Description
`srcamount`	Crypto-equivalent amount
`srccurrency`	Should be USDC/USDT
`dstamount`	Amount that will be delivered to beneficiary
`dstcurrency`	INR / USD / EUR / PHP / IDR
`exchangeRate`	FX rate applied
`timestamp`	Conversion timestamp

FX rates are locked at the time of conversion, ensuring deterministic payout amounts.

Settlement Reports

Once a payout reaches the banking system:

Field	Description
`bankTxnInfo.receiver`	Full beneficiary payout details
`bankTxnInfo.sender`	Rampnow or partner settlement account
`bankTxnInfo.message`	Bank-side reference message
`bankTxnInfo.fee`	Any rail-specific charges
`payment.status`	`processing`, `completed`, or `failed`
`redirectUrl`	Additional info if redirect-based payout is used

Reconciliation Workflow

1. Match internal reference

Use your own reference field (sent in CreateTransferOrder) to link each payout to your internal system.

2. Validate funding

Match the incoming crypto transaction hash with your blockchain logs.

3. Check settlement status

Call the Transfer Order APIs or subscribe to webhooks to track final payout state.

4. Download payout ledger

Export combined payout logs (coming soon as CSV download).

Webhook-Based Reporting

Webhook events ensure your system stays updated even without polling. Example event types:

Event Type	Description
`payout.created`	Transfer order initiated
`payout.funding_confirmed`	USDC/USDT received
`payout.fx_converted`	Crypto → fiat conversion logged
`payout.processing`	Payout sent to bank
`payout.completed`	Recipient received funds
`payout.failed`	Rejected due to bank error

Webhook Payload Example

{
  "event": "payout.completed",
  "data": {
    "payoutId": "payout_123",
    "reference": "internal_20250101_0032",
    "dstCurrency": "INR",
    "dstAmount": "10000",
    "fxRate": "82.11",
    "completedAt": "2025-01-10T12:45:30Z"
  },
  "traceId": "abc123xyz"
}

Webhook retries and HMAC signature verification are supported (docs coming soon).

Ledger & Exporting (Coming Soon)

Rampnow will provide:

Full payout ledger exports (CSV, JSON)
Funding ledger with on-chain deposits
FX ledger including rates + timestamps
Settlement ledger per corridor

Each ledger will be downloadable directly from the Partner Dashboard.

Best Practices

Store reference + traceId for every payout
Subscribe to webhooks instead of polling
Log FX rates inside your system for audit purposes
Use daily ledger exports for accounting reconciliation
Match your internal batch IDs with Rampnow’s transfer orders

Next: FX Routing

Learn how Rampnow determines FX rates and corridor pricing.

Learn about Rampnow

Resources

Onramp

Offramp

Make Payments

Reporting & Settlement

Settlement Flow Overview

What You Can Track

Funding Reports

FX Conversion Logs

Settlement Reports

Reconciliation Workflow

Webhook-Based Reporting

Webhook Payload Example

Ledger & Exporting (Coming Soon)

Best Practices

Next: FX Routing

​Settlement Flow Overview

​What You Can Track

​Funding Reports

​FX Conversion Logs

​Settlement Reports

​Reconciliation Workflow

​Webhook-Based Reporting

​Webhook Payload Example

​Ledger & Exporting (Coming Soon)

​Best Practices

Next: FX Routing

Settlement Flow Overview

What You Can Track

Funding Reports

FX Conversion Logs

Settlement Reports

Reconciliation Workflow

Webhook-Based Reporting

Webhook Payload Example

Ledger & Exporting (Coming Soon)

Best Practices