Whether you’re running payroll, contractor payments, vendor settlement, or customer remittances, Rampnow provides a unified, compliant and automated payout infrastructure.
This module reverses the typical offramp flow:
You send crypto → Rampnow converts → Recipients receive fiat in their local bank accounts.
You send crypto → Rampnow converts → Recipients receive fiat in their local bank accounts.
Why Use Rampnow for Payouts?
Global Coverage
Payouts to Europe, India, Southeast Asia and many other regions
Crypto In, Fiat Out
Accept USDC/USDT and pay out in local fiat
Automated FX Routing
Intelligent conversion routing for the best execution rate
Compliance Included
KYC/KYB, AML screening, transaction monitoring and sanctions controls handled by Rampnow
Supported Use Cases
- Payroll
- Contractor/Vendor Payments
- Remittances
- Treasury Operations
Pay employees globally by funding your payroll with crypto and paying out in EUR, INR, PHP, IDR and more.Ideal for:
- Web3 companies with remote teams
- Global employers
- DAOs paying contributors
Batch payouts supported for large workforce operations.
How It Works — End-to-End Payment Flow
1. Create a Beneficiary
API supports recipient creation (Add Beneficiary) with:
- Name
- Country
- Provoide wallet data
- Bank details for Fiat Payout
- Crypto wallet details for Crypto payout
- Purpose of payment
- Optional metadata (employee ID, invoice ID…)
- KYC data
Rampnow automatically performs KYB/KYC checks depending on corridor.
2. Fund the Payout in Crypto
You send crypto to a Rampnow-provided deposit address:
- USDC / USDT
Funds are credited after 1–2 confirmations depending on chain.
3. FX Conversion & Routing
Rampnow converts your stables to the requested fiat currency using:
- Liquidity routing across CEX/DEX local partners
- Automated best-execution FX
- Corridor-specific liquidity providers
4. Execute Payout
Funds are sent to recipients via:
- SEPA (EUR)
- IMPS (INR)
- GCash / Bank Transfer (PHP)
- Local bank rails (IDR)
- SWIFT (USD, GBP in selected cases)
Payouts can be single or batch-processed.
5. Reporting & Reconciliation
Retrieve payout reports via:
- API
- Dashboard export
- Webhooks for completed / failed / reversed payouts
Corridor specific Details
This section lists the supported payout corridors along with the available banks and wallets for each country.- PHP
- EUR
- INR
Supports payouts in PHP via Bank Transfers and Wallet Transfers across a wide range of institutions.
| Banks | Wallets |
|---|---|
| partnerrb | lazada |
| rcbc | bayahihan |
| lolc | palawanpay |
| uob | alamanah |
| equicom | bananapay |
| silay | shopeepay |
| cebuanal | moneymall |
| zambank | cisbayad |
| malayan | VLRC |
| first_consolidated | marcopay |
| bpibanko | paymaya |
| nuestra_senora | infoserve |
| pbcom | robinsons |
| bangkokbank | traxionpay |
| psbank | grabpay |
| mizuho | speedypay |
| pnb | easypay |
| deutsche | netbank |
| smbc | wiseph |
| ruralbankangeles | bdouni |
| montalban | rosario |
| CEBL | laguna_prestige |
| ucpb | ignacia |
| landbank | ownb |
| seabank | dumaguetebankx |
| bankofcommerce | gcash |
| maybank | PayMongo |
| sunsavings | gotyme |
| sme | UNO |
| citysavings | iremit |
| bankofamerica | omnipay |
| bankofchina | starpay |
| quezonbank | zybi |
| legazpi | tayocash |
| digos | |
| cimb | |
| ussc | |
| mufg | |
| ctbc | |
| camalig | |
| bdo | |
| producers | |
| ibk | |
| citi | |
| cathay | |
| sterling | |
| chinabank | |
| mcb | |
| rbmangaldan | |
| bangkomabuhay | |
| unionbank | |
| kebhana | |
| philtrust | |
| bangko_kabayan | |
| cantilan | |
| aub | |
| pbb | |
| dbp | |
| standard_chartered | |
| hsbc | |
| dumaguetebankx | |
| jpmorgan | |
| veterans | |
| cardbank | |
| shinhan | |
| eastwest | |
| metrobank | |
| summit | |
| bofz | |
| crbr | |
| rbtbank | |
| security | |
| bpi | |
| southeastbank | |
| cbb | |
| ing | |
| icbc | |
| anz | |
| eastwest_rural | |
| chinabanksavings | |
| queenbank | |
| allbank | |
| binangonan |
Supported Fiat Currencies for Payouts
EUR
Bank payout via SEPA
Instant & Next-Day settlement
Instant & Next-Day settlement
INR
IMPS
High-speed domestic clearing
PHP
Bank transfers & e-wallet payouts
IDR
Local Indonesian bank rails
Domestic clearing system
Domestic clearing system
GBP
Faster Payments (FPS)
USD
SWIFT payout corridors
Corridor availability depends on Local partner onboarding, compliance requirements, bank partner availability and liquidity conditions.
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