This guide walks through the complete user journey from quote generation to token delivery. Each step is managed by Rampnow’s infrastructure to ensure compliance, security, and conversion optimization.
Complete Purchase Journey
Quote Generation
The client requests a quote with purchase parameters.
- Fiat currency
- Payment method
- Token & blockchain
- Purchase amount
- Total cost breakdown
- Network fees
- Payment processing fees
- Token amount to receive
Wallet Address Input
User provides the destination wallet address.
- ✓ Correct blockchain network
- ✓ Account Abstraction
- ✓ Valid checksum format
- ✓ Contract restrictions
- ✓ Address format compliance
Users can manually enter an address or connect their wallet directly
Email & OTP Verification
Security verification to prevent fraud and ensure account validity.
- User enters email address
- OTP code sent to email
- User submits OTP
- Session validated and secured
KYC Verification (Sumsub)
Identity verification based on region and regulatory requirements.
- Full name
- Date of birth
- Residential address
- Government-issued ID document
- Selfie with liveness check
Already verified users automatically skip this step for faster checkout
Payment Processing
User completes payment using their preferred method.
- Cards
- Bank Transfers
- Digital Wallets
- Open Banking
- Visa
- Mastercard
- Real-time webhooks
- API polling
Settlement
Funds are settled and crypto is prepared for delivery.
- Payment confirmation received
- Funds settle to banking partners
- Routing engine triggers liquidity movement
- Crypto assets prepared for blockchain delivery
Settlement times vary by payment method (instant to 1-3 business days)
Token Delivery
Tokens are delivered to the user’s wallet address.
- Transaction broadcast to blockchain
- Network confirmation
- Transaction hash generated
- Final delivery confirmation
8
Transaction complete! Users can track their tokens on the blockchain explorer.
Flow Characteristics
Consistent
Same experience across all regions and payment methods
Compliant
Meets global KYC, AML, and Travel Rule requirements
Optimized
High conversion rates with minimal friction
Integration Options
Widget Integration
Embed the complete flow with minimal code
API Integration
Build custom flows with full control
Next Steps
1
Review API Documentation
Learn how to implement each step programmatically
2
Test in Sandbox
Use test credentials to simulate the complete flow
3
Handle Webhooks
Set up event listeners for real-time status updates
Ready to integrate?
Start with our Integration guide