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This page walks through what your users see, from the quote to the moment they receive their crypto or fiat. The flow depends on orderType: buy for onramp, sell for offramp. Pick a direction below. Rampnow runs every step for you.
Onramp flow overview

Quote generation

The client requests a quote with purchase parameters.
Quote generation interface
Request includes:
  • Fiat currency
  • Payment method
  • Token & blockchain
  • Purchase amount
Rampnow returns:
  • Total cost breakdown
  • Network fees
  • Payment processing fees
  • Token amount to receive
Quotes are deterministic and guaranteed upon checkout

Wallet address input

User provides the destination wallet address.
Wallet address input
Address validation checks:
  • ✓ Correct blockchain network
  • ✓ Account Abstraction
  • ✓ Valid checksum format
  • ✓ Contract restrictions
  • ✓ Valid address format
Users can manually enter an address or connect their wallet directly

Email & OTP verification

Security verification to prevent fraud and ensure account validity.
Email and OTP verification
Verification process:
  1. User enters email address
  2. OTP code sent to email
  3. User submits OTP
  4. Session validated and secured

Payment processing

User completes payment using their preferred method.
Payment method selection
Supported payment methods:
  • Cards: Visa, Mastercard (instant processing)
  • Bank transfers: SEPA (EU), ACH (US), PIX (Brazil), UPI (India), SPEI (Mexico), Khipu (Chile)
  • Digital wallets: Apple Pay, Google Pay, Cash App (US), local APMs
See Payment Methods & Limits for the full, live list of active payment rails by country.Status updates via:
  • Real-time webhooks
  • API polling

Settlement

Funds are settled and crypto is prepared for delivery.
Settlement and crypto delivery
Settlement process:
  1. Payment confirmation received
  2. Funds settle to banking partners
  3. Routing engine triggers liquidity movement
  4. Crypto assets prepared for blockchain delivery
Settlement times vary by payment method (instant to 1-3 business days)

Token delivery

Tokens are delivered to the user’s wallet address.
Token delivery to wallet
Delivery process:
  1. Transaction broadcast to blockchain
  2. Network confirmation
  3. Transaction hash generated
  4. Final delivery confirmation
Transaction complete! Users can track their tokens on the blockchain explorer.

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Order statuses

Buy and sell orders share one set of statuses, delivered on every change by webhook or by polling the order. A successful order goes created → processing → completed. See Order Status for every status, which ones are final, and what to do in each.

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Integration options

Onramp & Offramp SDK

Open the widget from JavaScript, with events and a React hook

Onramp & Offramp Widget

Embed the complete buy and sell flow with a URL or an iframe

Onramp & Offramp Intent

Create orders from your backend and redirect to the hosted checkout

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Next steps

1

Pick your integration

Open Rampnow through the SDK or the Widget, or create orders with Intent. Set orderType to buy or sell. See Integrations Overview to choose.
2

Test in sandbox

Simulate successful, failed and expired orders with testnet tokens. See Sandbox Testing.
3

Handle webhooks

Receive real-time order status updates. See the Webhook Guide.
4

Go live

Check your integration against the Go-Live Checklist.

Ready to integrate?

Follow the Widget quickstart, or the SDK quickstart in the same tab