> ## Documentation Index
> Fetch the complete documentation index at: https://docs.rampnow.io/llms.txt
> Use this file to discover all available pages before exploring further.

# Offramp Overview

> Convert digital assets to fiat using Rampnow's global offramp and payout infrastructure.

Rampnow's offramp lets your users convert digital assets into fiat and withdraw funds directly to their bank accounts or supported payout methods. Built for wallets, exchanges, dApps and fintechs that need reliable blockchain → fiat flows with predictable settlement.

<Note>
  The offramp runs on the same unified infrastructure as the onramp, with transparent pricing and regional payout coverage.
</Note>

## Why use Rampnow for offramps?

<div style={{display: 'grid', gridTemplateColumns: '1fr 1fr', gap: '1rem'}}>
  <Card title="Global payout coverage" icon="globe">
    * Payouts to bank accounts via SEPA
    * EUR support today, with more currencies expanding continuously
  </Card>

  <Card title="Unified API" icon="code">
    * Same integration surface as onramp
    * Consistent order lifecycle, webhooks and status events
    * Automatic routing to best liquidity and payout rail
  </Card>

  <Card title="Operational reliability" icon="chart-line">
    * Deterministic quotes with clear fees and FX
    * Configurable limits per user, method and corridor
    * Reconciliation support for finance teams
  </Card>
</div>

## Core capabilities

<Steps>
  <Step title="Quote & eligibility checks">
    Before a sell order is created, Rampnow validates the requested asset and chain, checks corridor availability and returns:

    * Fiat amount
    * Fees and FX
    * Estimated delivery time
    * Applicable limits

    This helps you show users **exactly what they will receive** before initiating the transfer.
  </Step>

  <Step title="Asset collection">
    Rampnow supports two main models:

    **User-initiated transfer**: User sends assets from their wallet to a Rampnow-provided address.

    **Platform-initiated transfer**: Partner sends assets from custody/omnibus wallet after user confirmation.

    Each order is tied to a unique reference for deterministic matching and reconciliation.
  </Step>

  <Step title="FX & treasury routing">
    Once assets are received and confirmed on-chain, Rampnow:

    * Converts assets into EUR using connected liquidity
    * Routes funds via SEPA
    * Applies risk-based checks and velocity limits
  </Step>

  <Step title="Fiat payout">
    Users receive fiat via:

    * **Bank transfer** (SEPA)

    Each order emits clear status updates: `processing`, `completed`, `failed` (retried/re-settled), and `blocked` (funds refunded).
  </Step>

  <Step title="Reporting & reconciliation">
    Rampnow provides:

    * Order-level records (asset, chain, user, fiat, fees)
    * Payout references and bank trace IDs
    * Exportable data for accounting and tax reporting
    * Webhooks for real-time status updates
  </Step>
</Steps>

## Typical use cases

<AccordionGroup>
  <Accordion title="Withdrawal flows for exchanges and wallets">
    Let users cash out to their bank with minimal friction.
  </Accordion>
</AccordionGroup>

## Developer experience

The offramp is exposed through:

* The same **order/quote APIs** as onramp
* **Webhooks** for order and payout status
* Clear **error codes** and lifecycle states

<Tabs>
  <Tab title="Widget-based">
    Fastest to implement with pre-built UI components.
  </Tab>

  <Tab title="Direct API">
    Full control over UX and orchestration.
  </Tab>
</Tabs>

## What's next?

<div style={{display: 'grid', gridTemplateColumns: '1fr 1fr', gap: '1rem'}}>
  <Card title="Offramp Flow" icon="arrow-right" href="/quickstart/offramp/offramp-flow">
    Full end-to-end sell & payout journey
  </Card>

  <Card title="Supported Fiat & Methods" icon="money-bill" href="/quickstart/offramp/settlement-methods">
    Currencies, rails and limits
  </Card>

  <Card title="Integration Options" icon="plug" href="/api-reference/quickstart">
    Widget vs. API vs. combined flows
  </Card>
</div>