> ## Documentation Index
> Fetch the complete documentation index at: https://docs.rampnow.io/llms.txt
> Use this file to discover all available pages before exploring further.

# AML Screening

> How Rampnow conducts Anti-Money Laundering (AML) checks across all onramp, offramp and payout flows.

# AML Screening

Rampnow applies comprehensive AML screening across all customer and transaction touchpoints. These controls ensure compliance with EU AMLD6, Polish VASP requirements and global FATF guidance.

<Note>
  AML checks are applied before funds are accepted, before crypto is delivered and before any payout is executed.
</Note>

## Screening Layers

<Steps>
  <Step title="Customer Identity Screening">
    All customers are screened using:

    * Global sanctions lists
    * PEP (Politically Exposed Person) registers
    * Law enforcement and adverse media sources
    * Watchlists from international regulatory bodies
  </Step>

  <Step title="Wallet Risk Assessment">
    Blockchain addresses are analyzed through Scorechain, including:

    * Source of funds tracing
    * Exposure to high-risk entities
    * Interaction with mixers, darknet, scams
    * Wallet behavioural risk scoring
  </Step>

  <Step title="Transaction Monitoring">
    Every transaction is monitored for:

    * Velocity anomalies
    * Unusual asset pairs
    * High-risk jurisdictions
    * Structuring or smurfing behaviour
  </Step>
</Steps>

## Screening Outcomes

* **Pass** → Transaction continues normally
* **Review** → Held for manual compliance review
* **Reject** → Customer or asset prohibited
* **Report** → SAR/STR filed with authorities (where required)

## Ongoing Monitoring

<Info>
  Compliance checks occur on every new transaction, not just at onboarding.
</Info>

Rampnow continuously monitors:

* Updated sanctions and PEP databases
* Wallet activity over time
* Beneficiary accounts in payout flows

This ensures full lifecycle AML compliance across all products (onramp, offramp, payouts, remittances, payroll, treasury).